Is Travel Insurance Necessary When Travelling Abroad?

Travel insurance provides an easy way to insure against trip cancellations, trip interruptions, emergency evacuation, accidental death and loss or damage to baggage or personal effects. Millions of dollars are wasted each year by travelers who purchase unnecessary travel insurance or travel assistance policies. Taking care in purchasing any travel insurance or travel assistance policies is a prerequisite although these products may be valuable to some travelers only in limited circumstances.

Buy only the insurance you need. Frequently, several types of insurance are bundled together and sold as comprehensive travel insurance. Make sure you purchase what you need only after reviewing this chapter and doing comparison shopping among several travel insurance policies

Decide on the type of travel insurance after analyzing the type of coverage you already possess. Specific consideration of following facts is required. While you are traveling, provision of liability and personal property protection can be provided by home owner’s or rental’s insurance policy.

Do check the specific limitations and exclusions of the policy even if there is a probability of your health insurance providing you with some coverage. Your automobile insurance policy can also provide cover for a car on rent which is being used by you. In some cases your credit card can offer some protection when you rent a car or if you want to cancel or change your flight.

You can opt for excess or secondary coverage through many travel insurance policies. If any other coverage can be applied to the loss first, such as homeowner’s insurance in case of theft of your personal property, then it means that the travel insurance will provide coverage only for amounts which are not paid by the primary insurance like deductibles. Few of the travel insurance policies offer primary coverage, which is most useful when your own coverage is insufficient or has a very high deductible. Premium for excess coverage is generally low as compared to premium for primary coverage.

A major problem with travel insurance is that most policies contain a number of exclusions and travelers often don’t learn about the exclusions until they try to use the coverage. At the time of reviewing a travel insurance policy you should check the exclusions and definitions carefully to determine how much protection your policy is really offering. Since there are losses which are not covered by any other insurance which you may already have, therefore trip cancellation and trip interruption insurance are probably considered the most important types of travel insurance.

In terms of protection, trip cancellation and trip interruption insurance are different although you cannot deny the fact that they are closely related. Now you can be insured and be sure of getting your money back in case you plan to cancel your trip, by opting for the trip cancellation insurance before you travel. Trip interruption insurance helps you by providing cover during your trip and reimbursing certain expenses if you cut short or change your trip. Since the exact terms of the policy may vary but the answer to validity of trip cancellation insurance for reimbursing you for nonrefundable and prepaid trip expenses lies in following three things. Your travel companion or you may have to give immediate attention to a situation or if you are in a spot which forces you to abandon your trip though arrangements have been booked. Trip cancellation insurance is applicable before your departure.

After you purchase your trip cancellation insurance, you should make sure that you are covered by the insurance policy when you move from your home to your departure point. In the same manner, trip cancellation policies expire when there is possibility of occurrence of last time crisis. If you purchase cancellation insurance, make sure you are covered during the entire period of time before your departure.

For more information on travel insurance and cover check out holiday insurance. More information on the topic of travel insurance and cover is located at cheap backpacker travel insurance UK.

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Travel Insurance Options for Traveling Abroad

Travel insurance is just one of things that are necessary when traveling abroad. Travel insurance can be a very practical solution to providing protection for unexpected emergencies while traveling. This type of insurance protects your investment and allows individuals to travel with peace of mind. There are several options available for going abroad depending on the length and type of trip. Travelers can easily compare plans from leading providers, receive quotes and purchase a plan instantly. Travel insurance can insure against unexpected illness, injury, employment loss, luggage loss and more.

It can provide coverage for Trip Cancellation and Trip Interruption. This insurance provides coverage due to unforeseen illnesses or death. Pre-departure trip cancellation insurance provides protection in the event of the traveler having to cancel flight or hotel reservations due to an immediate member of the family’s death or illness or other covered events. Trip interruption insurance provides benefits if the traveler is unable to continue the covered trip after departure due to covered events. As an option, there are companies that also provide policies that cover cancellation for any reason.

Another option available for travelers insurance is for medical emergencies. This type is beneficial particularly when visiting abroad. Insurance for medical emergencies will provide coverage for doctor visits, medication and even evacuation for medical emergencies. This is particularly important for individuals with chronic conditions or those traveling to underdeveloped countries. Travelers may also have the option of insurance that will provide coverage for tickets that are not refundable and the trip has to be cancelled. Some insurance will even cover missed flights, which can be, a life saver due to delays and overcrowding.

Baggage protection is another type of insurance available. This type of insurance covers direct loss, theft, and damage of your luggage during the covered trip. Travel Accident Protection is another insurance choice that is available. This type of insurance provides coverage for accidental death and dismemberment. This type of insurance provides protection if the traveler is injured in an accident and suffer a loss while covered under this type of plan. A comprehensive travel insurance plan is a great option and a very popular choice for vacationing abroad. This option can provide a wide range of insurance coverage and may even allow travelers to choose what options to incorporate which is why it such a popular choice.

There are several types of companies that offer insurance for travelers. Most travelers prefer to purchase this insurance directly from travel insurance agencies or companies. It is also offered by most companies that offer tours as they generally offer insurance to their clients. Major cruise lines as well offer the option to purchase travel insurance. Cruise line operators usually offer a host of plans to travelers when they schedule a cruise. Travelers can purchase insurance from a travel agent which is very convenient to purchase travel and insurance in one place.

Once you think about the high price of travel and the low price of insurance, this type of insurance is a very reasonable investment. There are plenty of things to worry about when traveling but by protecting your vacation plans with affordable traveling insurance, unforeseen events do not have to be one of them. Since it is not possible to foresee what may happen during travel, a insurance plan is a great value. Travel insurance can slash your losses in numerous situations.

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What Type of Travel Insurance Is Best for Canadians?

Among the first questions the majority Canadians ask when buying travel insurance packages is “What type of travel insurance do I need?”

It’s a good query, as there are a number of travel insurance types in existence, and selecting among the them all can seem a bit tricky to start with.

Listed in this article, we describe the primary types of plans in Canada, and what types of insurance are best for Canadians.

Single Trip

A single trip policy is suitable for your requirements if you’re intending to travel once inside of a given year. This variety of plan is the most widespread type of plan. Single trip policies only cover individuals for an individual journey away from home.

Multi Trip

If you travel repeatedly each year, it may be worthwhile to buy a multi-trip travel insurance policy. A multi-trip coverage offers insurance for numerous trips in a year. Multi-trip plans often have limits around the time period of trips you are able to make. 15 day or one month trip limits are common, however, some firms let you take as many as sixty days on every trip.

If you want multi-trip coverage, look into the plan perks that are offered by credit card issuers. One of the charge cards you have in your purse could quite possibly maybe even offer protection!

Coverage may include the cardholder’s husband or wife and little ones and can be a great strategy to reduce travel insurance plan costs. Make sure you study the insurance policy and coverage cautiously, so you know exactly what you’re actually getting.

All Inclusive

An all inclusive plan may well be effective for you if you want to have complete coverage. All inclusive insurance policies usually cover emergency medical protection, trip cancellation and trip interruption, baggage insurance plans and health evacuation insurance. Numerous all inclusive insurance policies offer high limits for emergency medical coverage.

The key downside of most inclusive policies is money. You’ll often pay greater than double the total cost of a single trip plan for all inclusive travel insurance plan. If you happen to be paying attention to how much you want to spend, contemplate getting a simple single trip plan, and choosing a supplementary trip cancellation plan. This can help you save a ton of money.

Tip! Make a brief telephone call to your house insurance company to check out if they offer some baggage or personal belongings insurance plan.

Trip Cancellation and Interruption

Trip cancellation and interruption insurance is effective if you’re concerned about the expense to you personally in case your trip is cancelled or rescheduled. These kinds of packages are especially a good choice for trips that are high priced.

Trip cancellation and interruption insurance plans are also a decent option if you are travelling with multiple people, or if you happen to be travelling along with children. Would you want to take your infant on a long voyage if they’ve only developed a serious stomach virus? It happens all the time.Trip cancellation and interruption insurance will let you cancel your trip for pre-specified reasons like illness of yourself or a travelling companion, or work loss.

Always get in touch with your insurance provider to obtain their permission prior to cancelling a holiday. It’s very normal to believe a reason for cancelling is covered under an insurance policy, only to discover out that in fact there’s an exclusion within the plan. You can buy cancel for any reason travel insurance plans, which will let you cancel a holiday for various reasons. These policies generally are somewhat higher priced, but nonetheless they do give you peace of mind.

Top Up Insurance for Canadians

Top up travel insurance is an effective option in the event you already have insurance, but don’t have coverage for the entire time period that in fact you’re away. This type of travel insurance plan is definitely worthwhile in case you have work or charge card insurance which can only cover you for the beginning part of your trip.

Using your primary insurance plans for your 1st part of your journey, and acquiring a top up plan for the rest, might be greatly less costly than investing in a brand-new policy for the entire time period.

Baggage

Baggage insurance protects you and your loved ones in case your luggage is lost, stolen, or rescheduled. The benefit you can get from baggage insurance ranges from about $500 to $2000 per consumer, relying on your plan.

Your home insurance coverage quite often gives you some protection for your assets while you are traveling, but they in all likelihood will likely not cover baggage delays.

Medical Evacuation

Emergency medical evacuation insurance is especially necessary if you’re going on a cruise or if you happen to be paying a visit to a remote location. If you fall ill aboard a cruise, an emergency medical evacuation by way of a helicopter can easily cost $150,000.

Emergency health evacuation insurance can pay for transportation to the closest medical facility or alternatively back to your point of departure. Having said that, all insurance policies call for pre-approval by way of qualified medical expert. While medical evacuation is covered in many medical travel insurance policies, you can buy separate medical evacuation insurance cover plan.

Be mindful if you’re considering obtaining insurance plans coming from the cruise company. Many cruise companies do not include medical evacuation insurance cover plan inside their travel insurance policies.

Pre-Existing Conditions

If you have a pre-existing health condition (including diabetes or alternatively heart issues), a policy that allows for coverage when it comes to pre-existing conditions is a must have. A pre-existing condition is a health problem you might already had when trip started, even if you didn’t have the problem at the time you obtained your insurance.

Insurance policies who will allow for pre-existing medical conditions are typically more costly, nonetheless, at the very least, you’ll be covered in the event you have a medical disaster associated with your pre-existing condition. Any condition that in fact appears from the time you acquire your insurance plan to the time period you begin your vacation can be considered to be a pre-existing condition, even if you didn’t know about it at the time you purchased your insurance plan.

Being pregnant will often be viewed as a pre-existing condition by many travel insurers.

Accidental Death and Dismemberment

Accidental death and dismemberment is a worthwhile type of travel insurance, and is generally speaking (though not guaranteed to be) covered in emergency medical travel insurance policies. This type of travel insurance will take care of you for injuries you get while riding as a fare-paying passenger on an airplane, helicopter or common carrier (a bus, boat, or even train). There’s also a death benefit that is paid out (generally between 10,000 to 25,000) if you pass away on your voyage.

In keeping with its less than lovely title, an accidental death and dismemberment policy can pay you a set amount if you lose an arm or leg (or other part of your body) while on vacation.

Bottom Line

Whatever type of travel insurance you decide on, read your policy attentively before you leave.

For informative, unbiased reviews of travel insurance companies for Canadians and travel insurance tips please visit Canadian Travel Insurance Review.

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Travel Insurance For Backpackers And Hikers

If you have a tour in your mind and you want to travel the free way, a good backpacker travel insurance policy is a thing you must consider before tour. Backpacking trips are bit riskier than regular planned travels. So in such case good backpacker travel insurance becomes a mandatory criterion for a hassle free tour.

Most of the insurers don’t know all the benefits of insurance as they are unaware but these insurance policies help a traveler in many ways.

A Backpacker insurance policy is basically for those who are low on budget. You don’t have to pay high for regular insurance policy but you will surely get the essential coverage with backpackers travel insurance policy. It covers you and your luggage at very less cost, as this type of insurance is designed for backpackers who are known for their low budgeted and unplanned travel schedules.

Before going through you must know backpacker insurance policy and its features.

Features provided by backpacker travel insurance

There are some important features and coverage that backpacker travel insurance policy can provide, these are as follows;

In case if you have to extend you trip due to any unexpected reason, backpacker insurance covers it too.
You get all covers round the clock all the year no matter what time or circumstances are there.
If you get sick during you trip, all the medical expenses will be covered by backpacker insurance providers. Most of the time such insurance policies also covers personal incidents that occur during travel (please confirm this before buying insurance policy from you insurance provider).
Many travel insurance firms provide option to opt out which they don’t want to be covered and ask for the things which they want to be covered. This flexibility is an added advantage for insurers.
Many travel insurance firms provide the option to the insurer that what they really want to be covered in their policy. This flexibility is an added advantage for insurers.
Many backpacker tours for winter sports, some travel for scuba diving. Such adventurous sports have high risks involved which can lead you to physical damages. Covers for such sports are also available as an optional measure. You can add such sports covers in your existing insurance for added safety.
You can extend you insurance any time with a single click sitting at your home in front of your computer.
Make sure that insurance policy covers the location in which you are planning to travel. Some travel insurance companies provide insurance policies only for a certain country.
Now the biggest which every travelers generally asks is “Do I really need a backpacker insurance policy? And is it really worth it? ”

Backpacker travel insurance is surely recommended for you if you fell into any of these categories

You travel alone at places which are expected.
Your travel schedule is unexpected and never planned.
You have medical history or you are above 50 years of age.
Backpacking is surely an adventurous trip but it has its own risks too. Backpackers are very prone to injuries, robbery and related issues. There are some possible issues in which backpackers can easily get coverage. These are as follows:

Tour cancellation – Trips are cancelled many times due to many issues. Sometimes due to bad weather and sometimes due to some personal reason, one has to cancel his/her trip.

Emergency medical care – backpackers are very much prone to issue like food poisoning, diarrhea and other infections. Such diseases can lead to serious health issues which can be covered by purchasing insurance.

Accidents – accidents are common and can be occur at any time. Insurance not only covers for your injury but also the person affected by your mistake.

Theft or robbery – backpacker usually travel alone. They also stay at budget hotels. All this makes them prone to things like baggage theft and robbery.

Considering the current global scenario which is quite unsafe, having proper backpacker travel insurance is very necessary.

A backpacker insurance policy can be a great help for every traveler who wants to travel the free way. So what are you waiting for? Get a backpacker travel insurance for yourself and roam free

Author is an travel insurance adviser who is spreading awareness about backpacker travel insurance

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Overseas Travel Insurance Plans – Costs Less and Offers More

Everyone craves for vacations to enjoy some quality time with their loved ones and Indians are no exception. The outbound travel sector of India saw a robust growth this year because international travel destinations are highly sought-after among Indians in 2015. Obstacles like inflation, skyrocketing ticket price and depreciation of rupee couldn’t deter the wandering spirit of Indian travelers to travel around the world. Over 60% of Indians remain unmoved by the depreciating rupee and are raring to go to travel. However, the rate of availing travel insurance to safeguard the trip is still dismal among Indian travelers.

Young generations prefer to travel to international destinations once a year at least. According to a survey, 90% of these travelers make use of their own savings for overseas trips and don’t consider travel cover. Quite surprisingly, this is the mindset of young internet savvy generation as ICICI Lombard conducted the survey in the age group of 25-35 among 1049 people across six metro cities in India who had international trips in the previous year.

The survey further reveals that Singapore is the most preferred travel destination among young Indian travelers; the second and third places are held by US and UK.

Let’s take a look at the travel plans available and their prices for those who favor these destinations. Let’s start with Singapore.

Travel insurance plans available for Singapore trips

The following list of top 5 policy quotes in terms of lowest premium are for one 30 years old person looking for a single trip to Singapore. The trip duration is 10 days and the chosen sum insured is US$ 500000.

Universal Sompo – Premium of Rs. 942
HDFC Ergo – Premium of Rs. 1015
Reliance – Premium of Rs. 1129
TATA AIG – Premium of Rs. 1234
Religare – Premium of Rs.1666
The lowest premium is Rs. 942 for a travel insurance plan for a 10 days trip to any Asian country such as Singapore, Thailand. This means one has to pay less than Rs. 100 per day to make his trip safe and secured. Indian travelers must know that travel plans are not only inexpensive but they also provide coverage for loss of baggage, passport, hijack and even emergency treatment.

Travel Insurance plans available for UK trips

The following list of top 5 policy quotes in terms of lowest premium are for 1 person looking for a single trip to UK. The trip duration is 10 days and the chosen sum insured is US$ 500000.

Universal Sompo – Premium of Rs. 942
Bajaj Allianz – Premium of Rs.991
HDFC Ergo – Premium of Rs. 1015
Reliance – Premium of Rs. 1129
Bajaj Allianz ( Travel Elite Platinum) – Premium of Rs. 1139
Universal Sompo provides the lowest premium. The premium of travel insurance plan is also Rs. 942 for a 10 days trip To UK.

Travel insurance policies for US trips

The following list of top 7 policy quotes in terms of lowest premium are for 1 person looking for a single trip to US. The trip duration is 10 days and the chosen sum insured is US$ 500000.

Universal Sompo – Premium of Rs. 1344
HDFC Ergo – Premium of Rs. 1438
Bajaj Allianz – Premium of Rs.1441
IFFCO-TOKIO – Premium of Rs.1456
Bajaj Allianz ( Travel Elite Platinum) – Premium of Rs. 1658
TATA AIG – Premium of Rs. 1694
Reliance – Premium of Rs. 1783
The lowest premium is Rs. 1344 for a travel insurance plan for a 10 days trip to US. Just imagine, you are getting all types of risks covered just by paying less than Rs. 140 for each day of your trip.

Best travel insurance plans in India in terms of baggage and medical coverage

The survey also made clear that 79% people buy travel plan to cover medical emergencies. Safety of baggage is the second most vital reason as 60% people behind purchasing travel insurance policy. So let’s find out best travel insurance plans in terms of medical emergency and luggage safety.

From the above list of travel policies for US, two plans by Reliance and Bajaj Allianz look best in terms of baggage cover.

Reliance Travel care platinum provides US$1500 for the loss of checked baggage for a premium of Rs.1783.

The Travel Elite Premium plan by Bajaj Allianz provides US$ 1000 for a premium of Rs. 1658 for the loss of checked baggage.

To get the best coverage for medical emergencies, the Titanium plan by HDFC ERGO is the best. It primarily covers:

Emergency Medical Expenses
Permanent Disablement/accidental death
Hospital Cash
Loss of Personal Documents
Accidental Death
Loss of Baggage
Financial Emergency Assistance
Personal Liability
What is the cost of international travel policy for a couple?

According to the survey, 52% of travelers prefer to have trips with spouses. So, if these people can avail a travel plan for visiting US or UK or Singapore, how much do they have to pay?

Let’s start with US trip for 10 days for a sum insured of US$ 100000 covering 2 people who are 30 and 28 years old.

Religare offers the best plan which comes at a premium of Rs. 2407.

If you compare travel plans available for couples who wish to visit UK, keeping the same criteria for trip duration, sum insured and age of the traveler, Religare provides the best plan. The premium of the plan is Rs. 1537.

For a trip in countries like Singapore, Thailand within Asia which has been the top travel destination of 2015, a couple has to spend even less for a travel insurance policy. If you compare travel insurance plans that cover Asia, you will get the lowest premium of Rs. 1218 from Explore Asia plan provided by Religare.

The positive part of the survey is the increased awareness among Indian travelers. More than 90% of young generation is aware of the travel insurance which is a significant rise from last year’s 80%. One of the major provider of travel insurance plans in India; ICICI Lombard underwritten a total travel insurance premium of Rs 100 previous year, one can expect the premium to increase by 5-10% in this year. The problem is not with the awareness; it is the lack of understanding about the benefits associated with these travel covers.

27% of the total respondents in the survey choose not to avail a travel insurance plan simply because they were under the wrong conception that such plans cover only accidents, loss of baggage and theft but don’t provide medical coverage. This is far from being the truth as the complete break-up of Titanium plan by HDFC ERGO shows extensive coverage for medical emergencies.

25% surveyed people didn’t buy any travel plan because they thought such plans are costly but it is not so. The price of all plans for person mentioned here are about less than Rs. 100 to less than Rs. 140 for each day of a 10 days trip. Travel insurance policies for couples are even cheaper as they cost in the range of less than Rs. 65 per day per person to less than Rs. 125 per day per person for destinations like US, UK and all countries in Asia including popular destinations like Singapore, Thailand.

Indians love to spend their holidays in international destinations. An international travel insurance plan doesn’t cost much and offers a lot in return. If you are also a travel freak, you should insure the total duration of the trip so that you can enjoy your holiday with complete peace of mind.

Avishek Bhattacharjee has been associated with the general insurance sector in India for many years. He regularly comes up with informative and interesting articles to provide information about various insurance policies. This write-up discusses about the importance and benefits associated with travel insurance plans in India.

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Adventure Travel An Exciting And Enthralling Experience

You often hear people talking about adventure travel and that makes you wonder as to what adventure travel actually is. It is something by which u can add adventure and fun to your life. So before going for an adventure travel, you must know what it is. Adventure travel doesn’t mean that you have to endanger your life for your trip to be called adventurous!

The term adventurous is a concept that is not defined physically when you talk about adventure travel. This concept is defined psychologically. Different people have different definitions of adventure. Earlier adventure travel meant going abroad or just traveling to different places. However, its definition has changed today. Adventure travel is when you experience an event rather than being a mere spectator in your travels. It is actually living in the present and experiencing the place and not just sight seeing.

Adventure is different for everyone. What may appear adventurous to you could be totally boring for someone. And that is reason that there are so many options available if you want to go for adventure travel. You can choose the one which suits you, and more importantly the one which excites you! White water rafting or kayaking can be fun for someone. On the other hand camping in an interesting place can de defined as adventurous by some people. Hot air balloon ride may sound boring to you but it can be the perfect adventure travel for some.

Adventure travel is when you get yourself involved in an enthralling experience. It includes boating, kayaking, hiking, sky diving, mountain climbing, scuba diving, sailing, bicycling and much more! You should not indulge yourself into any form of adventure travel in which you are not comfortable. The level of risk in your travel is defined by you just like term adventure is defined individually. Adventure travel is getting yourself engaged into a new experience but make sure that you are totally comfortable in what you are doing.

You can choose a tour if you wish to go for adventure travel. Such adventure travel tours are available for couples and families. But don’t worry in case you are single, adventure tours are also available for you. So you can make a plan for an adventure tour. You can choose a tour which suits you best. These tours usually have two groups of people. One group goes on sight seeing and visits their areas of interest, whereas the other group involves itself in adventurous activities. Of course the type of activity depends on the tour which you have selected.

It is a misconception that adventure travel is only for the younger people. You can indulge yourself into it irrespective of your age. Adventure travel is enjoyed by one and all. It’s not uncommon to see an old couple getting engaged in adventurous activities. Having worked hard throughout their life, they want o experience something new and enthralling. You can meet people from all quarters of life in adventure travel. Now, meeting different people from different backgrounds can itself be very adventurous!

You can choose an adventure travel which excites you. It can simply be going out of the country to some distant place or maybe engaging yourself in bunjee jumping. Whichever activity you choose, just make sure that you are comfortable in it, for there will be no fun and no adventure if you are not comfortable!

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10 Tips For European Travel Planning

1. Keep your money safe – Certain parts of Europe are known for their thieves and pick-pockets that target tourists. Consider bringing along a money belt which you can fasten beneath your clothing to keep your money safe. You should also budget accordingly so you never carry more cash than you need in a single day.

2. Create an itinerary – Leave it with friends and family members back home. It should list your flight information, the address and phone numbers of the hotels or hostels you’ll be staying at, and your travel plans once you’re in Europe.

3. Compile contact information – This includes all important phone numbers such as your credit card companies and where you’ll be staying throughout the trip. In the event you needed to report a lost credit card or call your hotel in advance, you have the information you need.

4. Plan how you will travel within Europe – If you’ll be traveling between various European countries, you may find flying point-to-point saves you time and money. If you’ll be traveling within a specific country or region, traveling by train may be more practical.

5. Know common words and phrases of the language – Knowing a few simple words such as “train” and “bathroom” may be all you need to get around. Also, in many places if you simply say “English” you can find natives who speak English.

6. Make and confirm all your lodging reservations – When making reservations, make sure you include all key information in your reservation requests including the type of room you want, how many nights you’ll be staying, and any special requests you may have. A few days before your scheduled departure, call ahead to confirm your reservations.

7. Know the weather – What’s the seasonal climate like where you will be traveling? Make sure you pack accordingly and consider packing in layers so you can easily dress according to the weather once you’re there.

8. Know the U.S. Embassies – If your passport is lost or stolen, you’ll need to get a new one through the U.S. Embassy so make sure you know where it is located in each country you will be visiting.

9.Do your homework – If you don’t have much time and you’re not sure which cities and sites you should visit, read up on your destination online. Reviews written by other travelers can be a valuable source for your European travel planning.

10. Create a route and time-line – Determine a logical geographical order of the places you will visit and when to ensure you make the most of your time in Europe.

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Adventure Travel Agents Provide Great Benefits For Your Adventure Travel

Adventure travel agents make any travel possible and help you to enjoy your travel even more. Traveling is a way of exploring and experiencing what a particular place can offer, and all the things that can be really adventurous. However, travel will not be successful without adventure travel agents.

Planning to have an adventure travel can be confusing and time consuming. That’s why it is important to hire a travel agent. Looking for an expert agent that specializes in adventure travel is important for the success of your travel. They are the ones who will help you in making your plan for your adventure. The agent will not only arrange the various means of transportation but they may be able also to let you save money with special fares, early bookings, accommodation deals, and travel advisories. Not only that, there are also great benefits that you can get when you use a travel agent such as:

* Save Money- agents will really get great savings. With the strong relationships of the travel suppliers and the advancement in technology for computer reservations allow travel agents to access the most up-to-date details on how to get you the best deals and value.

* Travelers Advocate- your best interests are their priority. There are societies of travel agents in America that have a long-standing record on fighting for their clients’ rights, and every travel agent is required to stick to the strict Code of Ethics.

* Convenience- adventure travel agents really provide convenience for their customers. They are the ones that will provide all the things that you need for your travel. They mostly offer one-stop shopping travel arrangements.

* Great Service- agents are knowledgeable and active in their service. The travel agents are well educated and trained in order for them to offer the highest quality of service to the costumer.

With these benefits, your adventure will definitely be exciting and successful. Your personal agent will really work for you and will do everything just to provide you with your travel needs. An adventure travel agent is absolutely the best travel partner that you can have.

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Top 5 Risks Travellers Face in Adventure Travel

Sun basking on the beach with glass of cocktail in the hand may not be an ideal holiday style for everybody, thus a new form of holidaying – adventure sports holidays or adventure travel has become really popular. Adventure sports holidays are where travellers get an opportunity to try their hands at adrenal gushing and challenging activities such as mountain climbing, exploring caves, mountain biking, rafting, bungee jumping etc.

Because of its popularity, adventure travel coupled with adventure sports has become a part of the itinerary of almost all camping sites, resorts and hotels around the world that wish to provide their clients with something extra to do on their stay with there. Inclusion of adventure sports surely adds excitement and thrill to a traveller’s halt, but this comes with potential dangers which loom high on personal safety.

Top five risks involved in adventure travel are listed below:

1. All adventure activities and sports include dedicated gear, which is vital and should be used at all time while carrying out an activity. The gear is properly tested before use and almost all activities are carried out in a close observation of an instructor, whose main motive is to maintain your safety and make sure you adhere to all the safety requirements, but there can be a small chance that the safety equipment may fail. Therefore, safety is always an issue with adventure activities.

2. Mountain climbing can be a risky affair because as you travel uphill, the density of the oxygen in the air keeps decreasing which makes breathing difficult. If first aid is not administered, this can lead to chest pain and acute headaches, which if untreated, can lead to heart attack.

3. Mountain biking can be fun until cyclists try to do a little extra. Mountain bikers are at a risk of altitude sickness (as discussed in risk of mountain climbing above) and are also very prone to accidents because of the rough terrains selected for biking.

4. When you hit the water in a raft, you are always wearing a life jacket and are accompanied by an instructor. But the river current can flip you off the boat. Thus, while rafting you’re always at the risk of drowning or injuring yourself in the water.

5. Caving or cave exploration is one of the most thrilling adventure activities. Activity depends on the cave and how travellers negotiate squeezes, pitches, waters and rocks. Though caving has become safer with safety equipment but still travellers and adventurers are at risk of falling rocks, floods, falling, hypothermia and fatigue.

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Top Adventure Travel Companies In The World

Here are few best adventure travel organizations that provide a discriminating and interesting range of adventurous traveling plans. Hiking the Inca Trail, biking in Morocco and rafting through Grand Canyon are simply the shortest sample of experiences these organizations could provide customers. All their sites list specific adventurous trips, with elaborated travel plans, cost and pictures.

Gap adventures:

This company provides a choice of about 1,200 adventurous trip plans to all 7 continents. To find some discount rates on fascinating tours check out their “Specials” section.

Geographic Expeditions Adventure tours:

This company provides the portfolio of land trips, walks, treks and military ocean trips to the most impressive places in the world, ranging right from travels in Nepal, China and Vietnam to Ghana and Mongolia.

Austin-Lehman adventurous trips:

If you are anticipating adventurous traveling trips that children of all ages could enjoy, or tours only for you or for adolescents, consider this company. Austin-Lehman offers the hike, bike, paddle, climb, ride and Multi-Sport tours– visit such beautiful destination such as Costa Rica, Alaska, Mexico, Bryce, Canada, Yosemite National Parks and Zion.

International Expeditions:

This company provides nature-tours and eco trips to different places comprising the Egypt, Amazon, India, Galapagos and Kenya. International Expeditions provides deep itineraries planned to explore the region’s mortal of the country.

Intrepid Travel:

This is the niche adventure travel company which concentrates on taking customers out-of-the-way track to about ninety place over the world. On this typical tour you could trip in paths similar to localized people, respecting the environment and the culture. This travel tour operator company takes generally public transport, stay and dines in small local-owned organizations.

Small adventurous trips with classic journeys:

This company is specializes in small-group, boutique and soft adventurous trip. Classic journeys functions 3 types of tours: family journeying, cultural walking adventures and culinary trips.

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